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Florida traffic law reference · Miami-Dade County

Speeding ticket cost in Miami-Dade County, Florida (2025–2026)

Exact fine amounts, statutory citations, court costs, points, and license consequences for a speeding ticket in Miami-Dade County, Florida. Covers Florida's new dangerous excessive speeding law (HB 351 / §316.1922), red light camera programs, and the three options after you're cited.

Last verified: Reviewed against Florida Statutes ch. 316, 318, 322 and the Miami-Dade Clerk fee schedule

TL;DR

A Miami-Dade County speeding ticket costs $144 (6–9 mph over) to $369 + mandatory court (30+ mph over), adds 3–4 license points under Fla. Stat. §322.27, and typically triggers a 3-year insurance increase of $300–$900. Unilegal defends civil speeding tickets statewide for a flat $99, with most cases resolving in 60–90 days without a courthouse visit. (2026)

  • —A Miami-Dade speeding citation costs between $144 (6–9 mph over) and $369 + mandatory court (30+ mph over).[1]
  • —Miami-Dade totals sit $13 above Palm Beach and Monroe and roughly $19 above Broward, driven by additional county surcharges on the §318.18 base fine.[3]
  • —16 Miami-Dade municipalities operate roughly 120 active red light cameras; camera NOVs carry no points and no insurance impact.[2]
  • —Florida's HB 351 (Ch. 2025-77, effective July 1, 2025) creates the criminal offense of dangerous excessive speeding under §316.1922 at 50+ mph over the limit, with mandatory court appearance and possible jail time.[7]
  • —You have 30 days to pay, elect traffic school, or request a hearing. After 30 days a $16 late fee applies and FLHSMV may issue a D-6 license suspension.[5]

The statutory framework

Every speeding fine in Florida — including in Miami-Dade — is built from the same statutory base. Section §318.18, Fla. Stat. fixes the civil penalty for each violation tier, and each county adds its own court costs and local surcharges on top.[3]

“The penalties required for a noncriminal disposition pursuant to s. 318.14 or a criminal offense listed in s. 318.17 are as follows…”
— Fla. Stat. §318.18 (introductory clause)

Miami-Dade fine schedule, 2025–2026

Every total below reflects the civil penalty payable within 30 days of citation. “Statutory base” is the §318.18 fine; the difference is Miami-Dade court costs and surcharges.[1]

ViolationStatutory baseMiami-Dade total
Standard moving violation$60$179[1]
Non-moving violation$30$129[1]
Seat belt violation$30$129[1]
Child restraint violation$60$179[1]
Speeding 6–9 mph over$25$144[1]
Speeding 10–14 mph over$100$219[1]
Speeding 15–19 mph over$150$269[1]
Speeding 20–29 mph over$175$294[1]
Speeding 30+ mph over$250$369 + mandatory court[1]
Red light (officer-issued)$158$277[1]
Red light camera NOV$158$158[2]
Failure to stop for school bus$200$384[1]
Late fee (after 30 days)$16$16[3]

HB 351 — Dangerous excessive speeding (effective July 1, 2025)

Florida's 2025 legislative session passed CS/CS/CS/HB 351 (Ch. 2025-77, Laws of Fla.), which creates the new criminal offense of dangerous excessive speeding and is the source of §316.1922. Two distinct statutes now sit alongside the standard civil tier:

  • §316.1922 (new, 2025) — criminaldangerous excessive speeding when a driver exceeds the posted limit by 50 mph or more, or drives 100+ mph in a manner that threatens safety. First conviction is a second-degree misdemeanor with up to 30 days' jail; second conviction within 5 years is a first-degree misdemeanor with up to 90 days' jail and possible license revocation. Mandatory court appearance.[7]
  • §316.1926 (2008, unchanged by HB 351) — civilrouting statute that sends citations for speeding 50+ mph over the limit into Ch. 318 with mandatory court appearance. This is the older “super speeder” provision; it is not the new criminal offense.[14]

Red light camera programs in Miami-Dade

16 Miami-Dade cities operate an active red light camera program — roughly 120 cameras total — under the Mark Wandall Traffic Safety Act, §316.0083.[2]

Active programs: Aventura, Bal Harbour, Coral Gables, Florida City, Key Biscayne, Medley, Miami Beach, Miami Gardens, Miami Springs, North Miami Beach, Opa-locka, Pinecrest, South Miami, West Miami.

Camera ticket vs. officer-issued red light ticket

A camera Notice of Violation under §316.0083 is a $158 civil penalty with no points, no license consequence, and no insurance impact when paid promptly. The officer-issued version under §316.075 carries 3 points, a $277 Miami-Dade total, and is reported to your insurer.[1]

Points and license consequences

Under Fla. Stat. §322.27, the FLHSMV assesses points against your driving record for adjudicated infractions. The accumulation thresholds:[8]

  • 12 points in 12 months → 30-day license suspension
  • 18 points in 18 months → 3-month suspension
  • 24 points in 36 months → 1-year suspension

Speeding 1–14 mph over is 3 points; 15+ mph over is 4 points; any speeding causing a crash is 6 points. A single adjudicated ticket rarely triggers suspension, but two within a year can.

What happens if you don't pay

  1. Day 0: Citation issued. You have 30 days.
  2. Day 30: If unpaid and no hearing elected, the Clerk enters civil judgment plus a $16 late fee.[5]
  3. ~Day 40: FLHSMV issues a D-6 license suspension under §322.245. Your insurance, employer (CDL holders), and any future traffic stop will see it.[5]
  4. Driving on a D-6 is a second-degree misdemeanor (1st offense) under §322.34 — separate criminal charge, jail-eligible, with cumulative license sanctions.[6]
  5. Clearing a D-6 requires paying the original fine + late fees + a $60 reinstatement fee + $6.25 service charge to FLHSMV.[5]

Your three options after a Miami-Dade citation

Option 1

Pay the fine

Fastest resolution. Pleads guilty. Points hit your record; insurer typically surcharges for 3 years.

Option 2

Elect traffic school

BDI election under §318.14(9). Withholds adjudication — no points, no insurance reporting. Limited to 5 times in a lifetime and once per 12 months.[4]

Option 3

Contest

Plead not guilty and request a hearing. An attorney can often negotiate withhold of adjudication without you appearing.

How to pay or contest in Miami-Dade

Miami-Dade Clerk of the Courts

Juan Fernandez-Barquin, Esq., Clerk of the Court and Comptroller.[9]

Pay online
PayCitation portal · 24/7
Phone
305-275-1155 (main) · 305-275-1111 (24/7 IVR)
Mail (check or money order)
Clerk of Courts — Civil Traffic Infractions, P.O. Box 19321, Miami, FL 33101-9321
Hours
M–F 9 a.m. – 4 p.m. (appointments recommended)

Tools & forms

The Clerk operates seven courthouses across Miami-Dade. The Richard E. Gerstein Justice Building (1351 NW 12th Street, Miami) handles most traffic and misdemeanor cases; the Osvaldo N. Soto Justice Center (20 NW 1st Avenue) is the primary downtown facility.[9]

Recent enforcement in Miami-Dade

  • 2025-06-04 — Miami-Dade Sheriff's Office launched Operation Safe Summer, a DUI enforcement initiative running June 7 – August 15, 2025. The MDSO Motorcycle Unit conducted zero-tolerance weekend-morning stops on SR-826, SR-836, and Florida's Turnpike.[10]
  • 2025-05-20 — MDSO joined Florida's statewide Click It or Ticket seat-belt enforcement campaign, May 19 – June 1, 2025.[11]
  • 2024-08-23 — MDPD/MDSO advisory listing recurring DUI checkpoint operations in Miami-Dade.[12]

Insurance premium impact

A speeding ticket recorded against your Florida driving record typically surcharges auto-insurance premiums for three years. The ranges below reflect 2025–2026 Florida rate data published by Bankrate, Insurance.com, and The Zebra (all Quadrant-sourced). Per-carrier variance is extreme — Bankrate documents +8% to +185% swings on the same speeding citation depending on insurer.

ViolationPremium changeRating window
Speeding 1–15 mph over+8% to +19%3 yr
Speeding 16–29 mph over+19% to +31%3 yr
Speeding 30+ mph over+20% to +45%3 yr
Reckless driving (§316.192)+44% to +52%3–5 yr
DUI 1st offense (§316.193)+53% to +58%3–5 yr
Red light camera NOV (§316.0083)No change—

Why the camera NOV doesn't affect insurance: §316.0083(1)(b)(1) classifies the camera-issued violation as a civil penalty and explicitly directs that no §322.27 points be recorded. With no points on the FLHSMV record, insurance underwriters don't see it.[13]

Sources: Bankrate FL speeding-ticket rate study (Nov 2025); Insurance.com Florida speeding-ticket calculator; The Zebra Florida high-risk drivers data. Carrier-specific quotes can fall far outside these ranges.

Frequently asked questions

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Sources & citations

  1. [1]Miami-Dade Clerk of the Courts — Civil Traffic Infraction Fee Schedule (effective 2019-04-01, current). Listed under Civil Traffic on the Clerk's Mobile Portal fee tables. https://www2.miamidadeclerk.gov/MobilePortal/FeeSchedule.aspx · accessed 2026-05-30 ↩
  2. [2]Fla. Stat. §316.0083 — Mark Wandall Traffic Safety Act (red light cameras). Civil NOV $158, no points, no insurance reporting. http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0300-0399/0316/Sections/0316.0083.html · accessed 2026-05-30 ↩
  3. [3]Fla. Stat. §318.18 — Schedule of civil penalties. Establishes the statutory base fines layered with county court costs. http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0300-0399/0318/Sections/0318.18.html · accessed 2026-05-30 ↩
  4. [4]Fla. Stat. §318.14(9) — Basic Driver Improvement (BDI) election. 5-times-lifetime + 1-per-12-months limits. http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0300-0399/0318/Sections/0318.14.html · accessed 2026-05-30 ↩
  5. [5]Fla. Stat. §322.245 — D-6 license suspension for failure to comply with traffic summons. http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0300-0399/0322/Sections/0322.245.html · accessed 2026-05-30 ↩
  6. [6]Fla. Stat. §322.34 — Driving while license suspended, revoked, canceled, or disqualified. http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0300-0399/0322/Sections/0322.34.html · accessed 2026-05-30 ↩
  7. [7]Florida CS/CS/CS/HB 351 (2025), Ch. 2025-77, Laws of Florida — Dangerous Excessive Speeding. Creates the criminal offense at §316.1922. Effective July 1, 2025. https://www.flsenate.gov/Session/Bill/2025/351 · accessed 2026-05-30 ↩
  8. [8]Fla. Stat. §322.27 — Florida point assessment schedule. 12 pts / 12 mo → 30-day suspension; 18 pts / 18 mo → 3-month suspension; 24 pts / 36 mo → 1-year suspension. http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0300-0399/0322/Sections/0322.27.html · accessed 2026-05-30 ↩
  9. [9]Miami-Dade Clerk of the Courts — Civil Traffic Infractions operational page (Clerk: Juan Fernandez-Barquin, Esq.; 7 courthouse locations; 305-275-1155 main, 305-275-1111 IVR; M–F 9–4). https://www.miamidadeclerk.gov/clerk/civil-traffic-infractions.page · accessed 2026-05-30 ↩
  10. [10]Miami-Dade County press release: MDSO Operation Safe Summer DUI enforcement (June 7 – August 15, 2025). https://www.miamidade.gov/global/release.page?Mduid_release=rel1749055974560926 · accessed 2026-05-30 ↩
  11. [11]Miami-Dade County press release: Florida Click It or Ticket seat-belt enforcement (May 19 – June 1, 2025). https://www.miamidade.gov/global/release.page?Mduid_release=rel1747747703316658 · accessed 2026-05-30 ↩
  12. [12]MDPD/MDSO advisory: recurring Impaired Drivers Enforcement Operations in Miami-Dade. https://www.miamidade.gov/global/release.page?Mduid_release=rel1724435990827936 · accessed 2026-05-30 ↩
  13. [13]Fla. Stat. §316.0083(1)(b)(1) — Mark Wandall Traffic Safety Act. Civil NOV is not a moving violation; no §322.27 points; no insurance reporting when paid before escalation to a UTC under §316.0083(1)(b)(4). http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0300-0399/0316/Sections/0316.0083.html · accessed 2026-05-30 ↩
  14. [14]Fla. Stat. §316.1926 — Higher speeding penalties; mandatory court appearance for speeding 50+ mph over the posted limit (predates HB 351; civil routing into Ch. 318). http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0300-0399/0316/Sections/0316.1926.html · accessed 2026-05-30 ↩
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